Average 30-Year Fixed Mortgage Rate At Record Low: Who Is Buying?

For the longest time, I’ve been a proponent of the adjustable rate mortgage (ARM). Paying a higher rate for a longer duration than necessary doesn’t make economic sense. However, with the average 30-year fixed mortgage rate now under 3%, the bias is no longer as heavily weighted towards adjustable rate mortgages. A 2.98% average 30-year

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